AB844-ASA2,29,1514
subchapter I
15
General provisions
AB844-ASA2,29,18
17149.10 Definitions. (intro.) In this chapter
, unless the context requires
18otherwise:
AB844-ASA2,29,2120
149.10
(1) "Authority" means the Health Insurance Risk-Sharing Plan
21Authority.
AB844-ASA2,29,2423
149.10
(2) "Board" means the board of
governors established under s. 149.15 24directors of the authority.
AB844-ASA2, s. 66
25Section
66. 149.10 (2j) (a) 3. of the statutes is amended to read:
AB844-ASA2,30,2
1149.10
(2j) (a) 3. Part A
or, part B
, or part D of title XVIII of the federal Social
2Security Act.
AB844-ASA2,30,85
149.10
(2t) (c) The individual does not have creditable coverage and is not
6eligible for coverage under a group health plan, part A
or
, part B
, or part D of title
7XVIII of the federal Social Security Act or a state plan under title XIX of the federal
8Social Security Act or any successor program.
AB844-ASA2,30,1210
149.10
(3) "Eligible person" means a resident
of this state who qualifies under
11s. 149.12 whether or not the person is legally responsible for the payment of medical
12expenses incurred on the person's behalf.
AB844-ASA2,30,1514
149.10
(3e) "Fund" means the
health insurance risk-sharing plan Health
15Insurance Risk-Sharing Plan fund
under s. 149.11 (2).
AB844-ASA2,30,1817
149.10
(7) "Medicare" means coverage under
both part A
and, part B
, and part
18D of Title XVIII of the federal social security act,
42 USC 1395 et seq., as amended.
AB844-ASA2,30,2120
149.10
(8) "Plan" means the health care insurance plan established and
21administered under
subchapter II of this chapter.
AB844-ASA2,31,823
149.10
(9) "Resident" means a person who has been legally domiciled in this
24state for a period of at least
30 days 3 months or, with respect to an eligible individual,
25an individual who resides in this state. For purposes of this chapter, legal domicile
1is established by living in this state and obtaining a Wisconsin motor vehicle
2operator's license, registering to vote in Wisconsin
, or filing a Wisconsin income tax
3return. A child is legally domiciled in this state if the child lives in this state and if
4at least one of the child's parents or the child's guardian is legally domiciled in this
5state. A person with a developmental disability or another disability
which that 6prevents the person from obtaining a Wisconsin motor vehicle operator's license,
7registering to vote in Wisconsin, or filing a Wisconsin income tax return, is legally
8domiciled in this state by living in this state.
AB844-ASA2,31,17
11149.105 Immunity. No cause of action of any nature may arise against, and
12no liability may be imposed upon, the authority, plan, or board; or any agent,
13employee, or director of any of them; or participating insurers; or the commissioner;
14or any of the commissioner's agents, employees, or representatives, for any act or
15omission by any of them in the performance of their powers and duties under this
16chapter, unless the person asserting liability proves that the act or omission
17constitutes willful misconduct.
AB844-ASA2, s. 76
18Section
76. Subchapter II (title) of chapter 149 [precedes 149.11] of the
19statutes is created to read:
AB844-ASA2,31,2321
subchapter II
22
Health insurance risk-sharing
23
plan provisions
AB844-ASA2, s. 77
24Section
77. 149.11 of the statutes is repealed and recreated to read:
AB844-ASA2,32,3
1149.11 Administration of plan.
(1) Authority. The authority shall be
2responsible for the operation of the plan and, subject to ss. 149.43 (2) and 149.47, may
3enter into contracts for the plan's administration.
AB844-ASA2,32,6
4(2) Fund. (a) The authority shall pay the operating and administrative
5expenses of the plan from the fund, which shall be outside the state treasury and
6which shall consist of all of the following:
AB844-ASA2,32,77
3. Federal moneys paid to the authority under s. 20.145 (5) (m).
AB844-ASA2,32,98
4. The moneys transferred under 2005 Wisconsin Act .... (this act), section 166
9(1).
AB844-ASA2,32,1010
5. The earnings resulting from investments under par. (b).
AB844-ASA2,32,1111
6. Any other moneys received by the authority from time to time.
AB844-ASA2,32,1512
(b) The authority controls the assets of the fund and shall select regulated
13financial institutions in this state that receive deposits in which to establish and
14maintain accounts for assets needed on a current basis. If practicable, the accounts
15shall earn interest.
AB844-ASA2,32,1716
(c) Moneys in the fund may be expended only for the purposes specified in par.
17(a).
AB844-ASA2,32,23
19149.115 Rules relating to creditable coverage. The commissioner
, in
20consultation with the department, shall promulgate rules that specify how
21creditable coverage is to be aggregated for purposes of s. 149.10 (2t) (a) and that
22determine the creditable coverage to which s. 149.10 (2t) (b) and (d) applies. The
23rules shall comply with section 2701 (c) of P.L.
104-191.
AB844-ASA2, s. 79
24Section
79. 149.12 (1) (intro.) of the statutes is amended to read:
AB844-ASA2,33,8
1149.12
(1) (intro.) Except as provided in subs. (1m)
and, (2)
, and (3), the
board 2or plan administrator authority shall certify as eligible a person who is covered by
3medicare Medicare because he or she is disabled under
42 USC 423, a person who
4submits evidence that he or she has tested positive for the presence of HIV, antigen
5or nonantigenic products of HIV
, or an antibody to HIV, a person who is an eligible
6individual, and any person who receives and submits any of the following based
7wholly or partially on medical underwriting considerations within 9 months prior to
8making application for coverage by the plan:
AB844-ASA2,33,1010
149.12
(1) (a) A notice of rejection of coverage from
one 2 or more insurers.
AB844-ASA2,33,1512
149.12
(1m) The
board or plan administrator authority may not certify a
13person as eligible under circumstances requiring notice under sub. (1) (a) to (d) if the
14required notices were issued by an insurance intermediary who is not acting as an
15administrator, as defined in s. 633.01.
AB844-ASA2, s. 82
16Section
82. 149.12 (2) (f) of the statutes is renumbered 149.12 (2) (f) 1. and
17amended to read:
AB844-ASA2,33,1918
149.12
(2) (f) 1.
No Except as provided in subd. 2., no person who is eligible for
19medical assistance is eligible for coverage under the plan.
AB844-ASA2, s. 83
20Section
83. 149.12 (2) (f) 2. of the statutes is created to read:
AB844-ASA2,33,2321
149.12
(2) (f) 2. Subdivision 1. does not apply to a person who is otherwise
22eligible for coverage under the plan and who is eligible for only any of the following
23types of medical assistance:
AB844-ASA2,33,2424
a. Family planning services under s. 49.45 (24r).
AB844-ASA2,34,2
1b. Care and services for the treatment of an emergency medical condition under
242 USC 1396b (v), as provided in s. 49.45 (27).
AB844-ASA2,34,33
c. Medical assistance under s. 49.46 (1) (a) 15.
AB844-ASA2,34,44
d. Ambulatory prenatal care under s. 49.465.
AB844-ASA2,34,65
e. Medicare premium, coinsurance, and deductible payments under s. 49.46 (2)
6(c) 2. or 3., 49.468 (1) (b) or (c), or 49.47 (6) (a) 6. b. or c.
AB844-ASA2,34,87
f. Medicare premium payments under s. 49.46 (2) (cm), 49.468 (1m) or (2), or
849.47 (6) (a) 6m.
AB844-ASA2,34,1110
149.12
(2) (g) A person is not eligible for coverage under the plan if the person
11is eligible for any of the following:
AB844-ASA2,34,1212
1. Services under s. 46.27 (11), 46.275, 46.277, or 46.278.
AB844-ASA2,34,1413
2. Medical assistance provided as part of a family care benefit, as defined in s.
1446.2805 (4).
AB844-ASA2,34,16153. Services provided under a waiver requested under
2001 Wisconsin Act 16,
16section
9123 (16rs), or
2003 Wisconsin Act 33, section
9124 (8c).
AB844-ASA2,34,1817
4. Services provided under the program of all-inclusive care for persons aged
1855 or older authorized under
42 USC 1396u-4.
AB844-ASA2,34,2019
5. Services provided under the demonstration program under a federal waiver
20authorized under
42 USC 1315.
AB844-ASA2,34,2221
6. Health care coverage under the Badger Care health care program under s.
2249.665.
AB844-ASA2,35,424
149.12
(3) (a) Except as provided in pars. (b)
to (c) and (bm), no person is eligible
25for coverage under the plan for whom a premium, deductible
, or coinsurance amount
1is paid or reimbursed by a federal, state, county
, or municipal government or agency
2as of the first day of any term for which a premium amount is paid or reimbursed and
3as of the day after the last day of any term during which a deductible or coinsurance
4amount is paid or reimbursed.
AB844-ASA2, s. 87
6Section
87. 149.12 (4) and (5) of the statutes are created to read:
AB844-ASA2,35,127
149.12
(4) Subject to subs. (1m), (2), and (3), the authority may establish
8criteria that would enable additional persons to be eligible for coverage under the
9plan. The authority shall ensure that any expansion of eligibility is consistent with
10the purpose of the plan to provide health care coverage for those who are unable to
11obtain health insurance in the private market and does not endanger the solvency
12of the plan.
AB844-ASA2,35,14
13(5) The authority shall establish policies for determining and verifying the
14continued eligibility of an eligible person.
AB844-ASA2,35,2016
149.13
(1) Every insurer shall participate in the cost of administering the plan,
17except the commissioner may by rule exempt as a class those insurers whose share
18as determined under sub. (2) would be so minimal as to not exceed the estimated cost
19of levying the assessment. The commissioner shall advise the
department authority 20of the insurers participating in the cost of administering the plan.
AB844-ASA2,36,222
149.13
(3) (a) Each insurer's proportion of participation under sub. (2) shall be
23determined annually by the commissioner based on annual statements and other
24reports filed by the insurer with the commissioner. The commissioner shall assess
1an insurer for the insurer's proportion of participation based on the total
2assessments estimated by the
department under s. 149.143 (2) (a) 3. authority.
AB844-ASA2,36,104
149.13
(3) (b) If the
department
authority or the commissioner finds that the
5commissioner's authority to require insurers to report under chs. 600 to 646 and 655
6is not adequate to permit
the department, the commissioner or the
board authority 7to carry out the
department's, commissioner's or
board's authority's responsibilities
8under this
chapter subchapter, the commissioner shall promulgate rules requiring
9insurers to report the information necessary for the
department, commissioner and
10board authority to make the determinations required under this
chapter subchapter.
AB844-ASA2,36,1712
149.13
(4) Notwithstanding subs. (1) to (3), the department, with the
13agreement of the commissioner, may perform various administrative functions
14related to the assessment of insurers participating in the cost of administering the
15plan.
Neither the commissioner nor the department may assess any type of
16insurance that was not being assessed as of December 1, 2005, or any type of insurer
17that was not being assessed as December 1, 2005.
AB844-ASA2, s. 92
18Section
92
. 149.13 (4) of the statutes, as affected by 2005 Wisconsin Act ....
19(this act), is amended to read:
AB844-ASA2,36,2520
149.13
(4) Notwithstanding subs. (1) to (3), the
department authority, with the
21agreement of the commissioner, may perform various administrative functions
22related to the assessment of insurers participating in the cost of administering the
23plan. Neither the commissioner nor the
department
authority may assess any type
24of insurance that was not being assessed as of December 1, 2005, or any type of
25insurer that was not being assessed as December 1, 2005.
AB844-ASA2,37,82
149.14
(1) (a) The plan shall offer
coverage for each eligible person in an
3annually renewable policy
the coverage specified in this section for each eligible
4person. If an eligible person is also eligible for
medicare Medicare coverage, the plan
5shall not pay or reimburse any person for expenses paid for by
medicare Medicare.
6If an eligible person is eligible for a type of medical assistance specified in s. 149.12
7(2) (f) 2., the plan shall not pay or reimburse the person for expenses paid for by
8Medical Assistance.
AB844-ASA2,37,1610
149.14
(2) (a) The plan shall provide every eligible person who is not eligible
11for
medicare Medicare with major medical expense coverage. Major medical expense
12coverage offered under the plan under this section shall pay an eligible person's
13covered expenses, subject to
sub. (3) and deductible, copayment
, and coinsurance
14payments
authorized under sub. (5), up to a lifetime limit of $1,000,000 per covered
15individual.
The maximum limit under this paragraph shall not be altered by the
16board, and no actuarially equivalent benefit may be substituted by the board.
AB844-ASA2, s. 95
17Section
95. 149.14 (3) (intro.) of the statutes is amended to read:
AB844-ASA2,38,618
149.14
(3) Covered expenses. (intro.)
Except as provided in sub. (4), except
19as restricted by cost containment provisions under s. 149.17 (4) and except as
20reduced by the department under ss. 149.143 and 149.144, covered
Covered expenses
21for
the coverage under
this section
the plan shall be the payment rates established
22by the
department under s. 149.142 authority for
the services provided by persons
23licensed under ch. 446 and certified under s. 49.45 (2) (a) 11.
Except as provided in
24sub. (4), except as restricted by cost containment provisions under s. 149.17 (4) and
25except as reduced by the department under ss. 149.143 and 149.144, covered Covered
1expenses for
the coverage under
this section the plan shall also be the payment rates
2established by the
department under s. 149.142 authority for
, at a minimum, the
3following services and articles if the service or article is prescribed by a physician
4who is licensed under ch. 448 or in another state and who is certified under s. 49.45
5(2) (a) 11. and if the service or article is provided by a provider certified under s. 49.45
6(2) (a) 11.:
AB844-ASA2, s. 96
7Section
96. 149.14 (3) (b) of the statutes is repealed and recreated to read:
AB844-ASA2,38,98
149.14
(3) (b) Professional services for the diagnosis or treatment of injuries,
9illnesses, or conditions, other than mental or dental.
AB844-ASA2, s. 97
10Section
97. 149.14 (3) (c) 1. of the statutes is repealed and recreated to read: